• Ron Peremel, President and CEO, Chairman of the Board
  
• Kevin Condon, PhD, CFP®, Executive Vice President, Advisor Services
  
• Grant Slade, Vice President, Marketing & Account Services
  
• Christopher S. Chodnicki, Chief Technology Officer
  
• Jacob B. Wagner, Manager of Community Relations
  
• Roy Ramthun, Board of Advisors 
  
• Steven E. Schaefer, Board of Advisors 
  
• E. Thomas Garman, Board of Advisors  
  
• John Pinto, Board of Advisors
  
• Richard B. Wagner J.D., CFP®, Board of Directors
  

Ron Peremel
President and CEO, Chairman of the Board
Ron founded Myfinancialadvice, Inc., in 2001. The concept for the company is based on his 17 years of experience within the retail financial services and Internet industries and his vision for bringing professional, unbiased and affordable financial advice to the underserved middle-income market. He began his career as a financial advisor at Dean Witter Reynolds and his family's discount brokerage, which was one of the first companies to combine "do-it-yourself" financial services with personal advice and later acquired by Mercantile Bankshares. Ron also held senior marketing and management positions at Wall Street on Demand, SmartPoint, MatchLogic, Excite@Home and Carton Donofrio Interactive where he developed leading-edge, Internet-based financial tools and marketing programs for mainstream consumers for organizations that included Charles Schwab, Fidelity, TD Waterhouse, Bank One and Intuit. Ron earned his bachelor of science degree in marketing from Ithaca College.

Kevin Condon, PhD, CFP®
Executive Vice President, Advisor Services
Kevin is a recognized leader in the financial advisory industry with more than 20 years of financial planning experience. He has been a Certified Financial Planner licensee since 1987. Kevin was the founder and president of Baltimore-Washington Financial Advisors, Inc.; director of Broker Dealer Services for Hibbard Brown & Company, Inc.; and president of Condon-Reid & Associates, Inc. and Petroleum Land Data, Inc., which brokered land and exploration data for major and large independent oil and gas exploration companies. He also served as vice president of the National Capital Chapter of the International Association of Financial Planners; president of the Maryland Chapter of ICFP, which subsequently formed the Financial Planning Association; vice president of the Northeast Regional Board of the National Association of Personal Financial Advisors; and board member of the Maryland Financial Planners Association. Kevin has been listed in Worth Magazine's Top 250 Best Financial Advisors for five years and is a popular regional and national conference speaker and author. He earned a bachelor's degree in liberal arts and master's and Ph.D. degrees in geography from the University of Kansas.

Grant Slade
Vice President, Marketing & Account Services
Grant is responsible for Myfinancialadvice's marketing and business development efforts and is involved with all strategic funding efforts. An 18-year veteran of Silicon Valley software and Internet services firms, he held executive marketing positions with Iverson Financial Systems, which was acquired by Capco; Quote.com, which was acquired by Lycos; iVendor and others. He provided marketing and strategic consulting services to firms that included AOL, DirectAdvice, WebTV, Thomson Financial, Apple, Netscape, and Palm Computing. Grant holds a bachelor of arts from Yale University and an MBA from Northwestern University.

Christopher S. Chodnicki
Chief Technology Officer
Chris has more than 15 years of business and technology experience integrating systems for a wide variety of industries. He is also president of Business Intelligence Force, Inc. (Bi4ce), a database and software engineering company that provides information technology services for organizations worldwide, including American Express, Zurich Insurance, the National Security Agency, Unilever, The World Bank and Johns Hopkins University Applied Physics Lab. Chris began his career with ADP, Inc., and was responsible for business accounting integration, implementing small and medium-sized business financial systems. Chris earned his bachelor of science degree in computer science from Randolph-Macon College.

Jacob Wagner
Manager of Community Relations
Jake oversees advisor training and recruitment, and is responsible for the design and delivery of MFA's Board-Registered advisor education programs. Working closely with the product development team, Jake directs the service integration process for corporate clients participating in our Employer Pre-Paid Advice programs. He also designs the advice packages delivered by CFP professionals as part of these programs. Prior to joining Myfinancialadvice, Jake worked for several start ups and web based companies.  Most recently, he was the Annotation Supervisor for Umbria, Inc. (Now a part of J. D. Power and Associates).  Before this position he was a part of product development and operations for the Integral Institute.  He has worked with a number of industry leaders, namely Aequus Wealth management and WorthLiving, LLC.  Jake graduated from the College of Wooster with a bachelors degree in psychology with an emphasis in the psychology of money. 

Roy Ramthun
Board of Advisors
Roy Ramthun is a nationally recognized expert on health savings accounts (HSAs). Currently the president of HSA Consulting Services, LLC, a health care consulting practice specializing in Health Savings Accounts and consumer-driven health care issues, he was previously a Special Assistant to the President for Economic Policy at the White House where he served as the senior health policy advisor to President George W. Bush. Mr. Ramthun also served as the Senior Advisor to the Secretary of the U.S. Treasury for health initiatives and led Treasury's implementation of health savings accounts after they were enacted into law in December, 2003. Previously, he held a variety of positions at Humana Inc. and was a health care analyst with the U.S. Senate Committee on Finance. Mr. Ramthun holds a bachelor of science degree in biochemistry from the University of Michigan and a master of science degree in public health from the University of North Carolina at Chapel Hill.

Steven E. Schaefer
Board of Advisors
Steve has substantial and highly successful background in strategic and financial planning, benefits outsourcing and human resources, private equity and debt capital transactions and acquisitions. As the CEO and president of Schaefer & Associates, a Maryland-based consulting firm, he specializes in corporate advisor services for small and mid-sized companies. Under his leadership from 1997 to 2003, RewardsPlus Investment Corporations was transformed from a low-margin worksite marketing firm to a high-margin benefit administration outsourcer. In addition to directing all aspects of the company, he also oversaw global employer accounts that included Fortune 500 companies such as AT&T, Comcast. MGM, Georgia Pacific, Altria, Lucent, Northrop Grumman and Unilever. Previously, in addition to his other responsibilities as the chief financial officer and corporate treasurer of FiberTech Medical Group, Steve also prepared the company for its sale to General Medical. Earlier in his career, he worked for the accounting firms of Meehan & Roby and Laventhol and Horwath and Mercantile-Safe Deposit & Trust Company. Steve serves on the boards of directors of CryMed Technologies, Inc. and Chesapeake Property Acquisitions, LLC. A Certified Public Accountant, he earned his bachelor of science degree in accounting and finance from Drexel University in Philadelphia.

Dr. E. Thomas Garman
Board of Advisors
Tom is a leading expert on the impact of financial advice and education on employee attitude and behavior. A renowned personal finance author of more than 30 books and 200 articles, researcher and university professor, Tom is also a fellow and distinguished professor emeritus of Virginia Tech University, where he directed the National Institute for Personal Finance Employee Education. Based on his research, Tom recommends that employers provide their employees with access to financial advice and education. His studies have shown that increasing employees' financial well being positively affects their job productivity, attendance, satisfaction and participation in corporate retirement plans. Tom has served on the boards of many consumer credit counseling organizations and has advised government agencies, private foundations and international corporations. He earned his doctorate in economic education from Texas Tech University and his MBA and bachelor of arts degrees in Business Administration from the University of Denver.

John Pinto
Board of Advisors
John is a managing director with BISYS Regulatory Services and heads its Washington, DC office. He is a consultant to all segments of the financial services industry, including major broker-dealers across the country. During his 30-year career as a regulator with the National Association of Securities Dealers, John became the top-level executive in charge of all NASD regulatory and enforcement functions. He provides Myfinancialadvice with critical insight and advice regarding the legal and compliance issues involved with providing financial advice online.

Richard B. Wagner
Board of Directors
Dick Wagner has been a major thought leader in the financial planning profession since moving away from the practice of law in 1982.  A principal in Sharkey, Howes, Wagner & Javer, Inc. from 1990 through 2000 and its predecessor firm Wagner/Howes Financial, Wagner began WorthLiving LLC with the mission of focusing on relationships between humans and money.  He was on the Board of Directors of the Rocky Mountain Chapter of the International Association of Financial Planning from 1984 to 1988 including service as President and Chairman of the Board.  In 1989 he was appointed to the National Committee of the Institute of Certified Financial Planners and continued to serve as both President of that organization in 1993.  In 1989, Wagner wrote a seminal piece for the Journal of Financial Planning entitled “To Think…Like a CFP” that remains a leading aspirational expression of the financial planning profession and its importance to the modern world.  He has been a regular contributor to Financial Advisor Magazine for over ten years.  Wagner and George Kinder, CFP® co-founded the Nazrudin Project.  The Nazrudin Project has been a leading contributor to the intellectual and values development of the financial planning profession.  Wagner’s service was recognized by his peers in 2003 when he received the P. Kemp Fain, Jr. Award distinguishing an individual who has made outstanding contributions to the financial planning profession. Currently, he is on the Board of Directors of Myfinancialadvice.com and the Colorado Chapter of the Financial Planning Association.